About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

Secure and maintain Addi’s banking license by delivering flawless, 100% compliant regulatory reporting operations, ensuring that every submission to the SFC and Banco de la República is accurate, timely, and serves as a reliable reflection of our financial health.

What you will do

• 100% On-Time Transmission: Execute all daily, monthly, and quarterly reports (SFC, BR, FOGAFIN) with zero missed deadlines and zero material errors from Month 1.

• Technical Data Independence: Within 60 days, master the internal data environment to independently extract, reconcile, and validate reporting figures using SQL, reducing the team's reliance on Engineering for data verification.

• Audit-Ready Infrastructure: Within the first 6 months, standardize the documentation of all business rules and calculation methodologies, ensuring that any SFC inquiry can be traced back to source data in under 4 hours.

• Process Optimization: Identify and automate at least 3 manual steps or data "hand-offs" in the current reporting cycle by Month 9, improving team efficiency and reducing the risk of manual entry errors.

• Regulatory Adaptation: Successfully lead the implementation of at least one new regulatory format or "Circular Externa" change, moving from initial analysis to production within the regulator's specified window.

What we’re looking for

Proven expertise in Colombian Financial Regulations (SFC & BR)

• Deep technical knowledge of the Circular Básica Contable y Financiera and specific reporting formats for authorized financial entities (e.g., Formato 281, 351).

• Demonstrated ability to interpret new Circulares Externas and assess their operational impact on financial reporting cycles without external supervision.

• Prior experience successfully navigating the regulatory requirements and timelines specific to a bank launch or a transition to a licensed entity.

Advanced proficiency in SQL-driven Data Extraction and Analysis (Strong Nice to have)

• Ability to write complex SQL queries to independently pull data from internal databases, eliminating the need for Engineering support during the reporting window.

• High level of competence in performing automated data reconciliations to ensure consistency between transactional source systems and final regulatory outputs.

• Skilled at identifying data anomalies or mapping errors through proactive database auditing before reports are transmitted.

Track record of Flawless Operational Execution

• History of managing high-stakes reporting calendars with 100% on-time delivery under tight, non-negotiable regulatory deadlines.

• Meticulous attention to detail that results in zero "material findings" or fines from the SFC or internal audit during previous tenures.

• Experience establishing and maintaining rigorous documentation of business rules and calculation methodologies to ensure auditability.

Demonstrates a "Fiendish" Ownership Mindset

• Proactively monitors regulatory trends and anticipates changes in reporting requirements before they are formally assigned.

• Takes full accountability for the end-to-end reporting process, including the investigation and resolution of any discrepancies found during the validation phase.

• Exhibits "Intellectual Curiosity" by consistently asking "why" numbers have shifted, rather than just populating templates.

Experienced in Cross-Functional Collaboration & Communication

• Ability to translate complex regulatory requirements into actionable data requests for Technology, Risk, and Treasury teams.

• Strong communication skills to defend reporting logic and data integrity during internal management reviews or external SFC inquiries.

• Demonstrates "High Confidence / Low Ego" by identifying and escalating potential reporting risks early to ensure collective solution-finding.

Skilled in AI-Enhanced Workflow Optimization

• Proficient use of AI tools (e.g., ChatGPT, Claude) to accelerate the drafting of process documentation, formula writing, or technical debugging.

• Continuously seeks opportunities to automate manual tasks and modernize the reporting function to allow for more strategic analysis.

Why join us?

• Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.

• Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner

• Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.

• Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.

• Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role.

• Step 2: Initial Interview (45 min)
  A more in-depth conversation with the hiring manager, where we explore your skills, experience, and problem-solving approach. We want to understand how you think and work.

• Step 3: Deep Dive Interview (30 min)
  You'll meet future colleagues and cross-functional team members to get a feel for how we work together. We’re looking for strong contributors and cultural fits, so bring your questions, too!

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If there’s a strong match, you’ll have a final conversation with our Founder to align on expectations, cultural fit and ensure mutual excitement. From there, we’ll move quickly to an offer and discuss next steps.

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.