About Binance.US:

Binance.US is America’s #1 Crypto Platform for Low Fees, featuring secure access to 150+ popular cryptocurrencies. Founded in 2019 and headquartered in Miami, Florida, Binance.US has emerged as a leading destination for customers looking to buy, trade, stake, transfer, and hold digital assets with confidence. Built for U.S. consumers, Binance.US strictly abides by U.S. regulations and operates with transparency and accountability. Binance.US is a separate independent company from Binance.com and utilizes its innovative technology stack under a licensing agreement.

About This Role:

The KYC Analyst is part of the Compliance team and reports to our Director of KYC Compliance. As a KYC Analyst, you will be responsible for compliance with Binance.US’s Customer Information Program, including onboarding of business entity customers, and you will partner with KYC Compliance, Sanctions Compliance, Transaction Monitoring, and Customer Support, to proactively identify, mitigate, and manage risk while adhering to AML, KYC, and BSA Regulations.

Core Responsibilities:

• Draft and update internal procedures and process documents in accordance with BSA/AML regulations.
• Conduct due diligence and Know Your Business review of corporate clients, including engagement with the client from submission of application, finalized review, and approval.
• Review Negative News and PEP alerts generated from screening tools, conducting additional due diligence as needed
• Perform ongoing KYC/KYB monitoring, including scheduled periodic reviews and event-driven reviews
• Perform look-back reviews and remediate accounts as needed
• Review and disposition Enhanced Due Diligence alerts
• Document and report investigation findings and prepare case files with required supporting documentation
• Evaluate customer risk associated with prospective business-entity customers
• Act as subject matter expert for higher-risk customer relationships
• Assist with front-line quality reviews of onboarding files for completeness and accuracy
• Identify patterns and trends consistent with money laundering and terrorist financing
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning of the onboarding process.
• Stay up-to-date with the current regulatory landscape and compliance requirements of cryptocurrency industry; with emphasis on applicable BSA/AML requirements for detection of potentially suspicious activity
• Assist in the development and maintenance of the transaction monitoring, investigations, onboarding experience, account review, and sanctions screenings policies and procedures
• Document all research and analysis in the Case Management System
• Prepare Enhanced Due Diligence (EDD) reports and other analytic reports as necessary

Preferred Skills/Experience:

• 2+ years in AML investigations and/or KYC/ onboarding of business entity clients
• Working knowledge of business entity types, structures, and associated risks
• Strong attention to detail, teamwork, people and analytical skills
• We work in a fast paced environment, the ability to adapt to immediate changes is a must
• Positive and proactive attitude
• Knowledge of BSA/AML/OFAC regulations and FinCEN guidelines a must
• Crypto knowledge is a plus
• ACAMS certification a plus
• Experience with state MTL Licensing Process a plus

Salary:

The starting pay range for this role is between USD$80,000 - USD$100,000 per year for all U.S. remote locations. The actual base pay will vary, and is dependent upon many factors, such as transferable skill sets, work experience, business needs, and market demands. The base pay range is subject to change.

Binance.US is an Equal Opportunity Employer. Our mission is to give Americans access to a broad array of digital assets, and we thrive because of the diverse and inclusive team that we are building. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Binance.US complies with Federal Transparency in Coverage regulations by providing a link to machine readable files related to the health plans offered to our employees. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data including negotiated service rates, and out-of-network allowed amounts between health plans and healthcare providers.