COMPLIANCE ANALYST, AML

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

ABOUT THE ROLE:

We are looking for an AML Compliance Analyst to join our team. In this role you will help to execute Current’s overall BSA/AML compliance program, including transaction monitoring, investigations, and reporting for debit and credit product offerings. This individual contributor role will work closely with the other members of the AML Team to investigate, draft, review, and escalate Unusual Activity Reports to Current’s partner banks. The individual will also support law enforcement requests, including participating in the subpoena response process for Current.

RESPONSIBILITIES:

• Conduct investigations into potential money laundering, terrorist financing, sanctions, and other financial crime activities
• Review and identify transaction monitoring alerts and cases to meet agreed upon business Service Level Agreements (SLAs)
• Draft, review and submit Unusual Activity Reports (UARs) to Current’s partner banks
• Review and disposition OFAC and PEP alerts
• Respond to subpoenas and other requests for information from law enforcement agencies
• Ad hoc requests, such as RFIs (requests for information) and account investigations

ABOUT YOU:

• 1-3 years of experience in a compliance, operational, or governmental role with a focus on financial crimes investigations or transaction monitoring
• Previous experience drafting or reviewing AML alert / case investigations or Suspicious Activity Reports (SARs)
• Knowledge of / previous experience with credit card products and applicable regulations (highly preferred)
• Strong knowledge of key regulations including the USA PATRIOT Act, Bank Secrecy Act, and OFAC requirements
• Ability to handle multiple tasks and constantly shifting priorities in an efficient and effective manner
• Excellent written and oral communication skills, including the ability to communicate and present key findings from investigations in understandable and effective ways across the organization
• Ability to provide actionable recommendations and solutions to problems
• Well organized, efficient, self-starter, and able to work independently in a fast-paced environment
• Certified Anti-Money Laundering Specialist (CAMS) or other related certifications - a plus but not required

This role has a base salary range of $85,000 - $110,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.

BENEFITS:

• Competitive salary
• Meaningful equity in the form of stock options
• 401(k) plan
• Discretionary performance bonus program
• Biannual performance reviews
• Medical, Dental and Vision premiums covered at 100% for you and your dependents
• Flexible time off and paid holidays
• Generous parental leave policy
• Commuter benefits
• Fitness benefits
• Healthcare and Dependent care FSA benefit
• Employee Assistance Programs focused on mental health
• Healthcare advocacy program for all employees
• Access to mental health apps
• Team building activities
• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches