Health IQ believes those living a healthy lifestyle are overpaying for their insurance. We are the only company that combines your current health, health literacy and active lifestyle to better predict your long-term health, getting you rates up to 41% lower. We're an innovative insurance startup using science and data to negotiate special rates on insurance for health conscious communities like runners, cyclists, vegans, yogis, weightlifters, etc. Our goal is to improve the health of the world by rewarding those living a healthy lifestyle with social and financial rewards.