Kiavi provides financing solutions for residential real estate investors, offering fix-and-flip, bridge, rental (including DSCR), new construction, and rental portfolio loans, all via a technology-driven online platform that streamlines the process. It functions as a direct lender that funds loans itself, enabling more efficient capital access than broker-based options. The company leverages data, automation, and an ARV/Cash-to-Close estimator to speed approvals and optimize investment decision-making, with flexible terms and property-based underwriting tailored to investor needs.