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Product and Regulatory Counsel



Product, Legal
San Francisco, CA, USA
Posted on Thursday, September 14, 2023
As Kikoff’s first legal hire, you will be working at the intersection of financial technology and regulatory frameworks. Your work helps Kikoff build simple, effective and innovative products, understand and manage risks, and creatively navigate ambiguity, complexity and challenges, both external and internal.
In this role, you’ll be a deeply embedded and strategic partner to our Product, Design, Marketing, Operations, and many other teams. You’ll be responsible for leading the legal and regulatory strategy behind our fast-growing credit building business, you’ll work closely with senior stakeholders to design and build new products and services for underserved consumers, and be entrusted to provide strategic advice to drive Kikoff’s expansion into new verticals.

Your responsibilities:

  • Partner closely with our global product, engineering and business teams to advise on a range of issues including product development, financial services regulations, payments, consumer protection, market expansion, data privacy and intellectual property.
  • Forge effective relationships with external counsels and regulators
  • Maintain an up-to-date understanding of applicable laws and regulations dealing with financial services and other relevant areas, help to craft our response to changing regulatory environments, and provide training to business teams on relevant regulatory topics
  • Work collaboratively to build Kikoff’s legal and regulatory structure and support strategic partnerships
  • Create scalable and effective processes for legal review and launch of new products and services


  • You have 5+ years of experience as a qualified lawyer in an in-house legal team, top law firm and/or government agency, and are currently licensed to practice law
  • You have deep familiarity with fintech, or financial services laws and regulations such as Reg V, Reg Z, ECOA, UDAAP, Reg E, and BSA/AML
  • You’re highly collaborative, have leadership qualities, are inquisitive, and solutions-oriented, and have prior experience advising on product development at fast-moving companies
  • You’re biased towards action and impact, and no task is too big or too small for you; you can roll up your sleeves and get things done.
  • You have exceptional verbal and interpersonal communication skills, can build strong relationships with business colleagues, and can simplify legal concepts and communicate them in easy-to-understand language.
  • You’re humble with low-ego, have a strong desire to grow and learn, and have a deep commitment to your teammates
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We are backed by some of Silicon Valley’s top VCs, including GGV capital, Lightspeed Ventures, Female Founders Fund, and others. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
💰 Competitive pay based on experience
🏥 Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!
📈 Stock Options
🏝 Generous unlimited vacation policy to help you recharge
Regular team building events to help you get to know the Kikoff team and so much more! Our last virtual cooking event had everyone's mouth on fire, but cooled down by home-mixed cocktails.
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following information for more information:
If you need reasonable accommodation for a job opening please connect with us at talent@kikoff.com and describe the specific accommodation requested for a disability-related limitation. Reasonable accommodations are modifications or adjustments to the application or hiring process that would enable you to fully participate in that process.