About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

We are seeking a highly motivated Corporate Accountant based in India to lead the accounting for our legal entity in India in addition to supporting the accounting operations across the consolidated enterprise. This role will work closely with our U.S.-based team to ensure accurate and timely financial reporting in alignment with both local and global standards. The ideal candidate will bring strong technical expertise, attention to detail, and the ability to navigate cross-functional collaboration in a fast-paced, international environment. This role will support our business’ statutory compliance, financial controls, and operational excellence.

Key Responsibilities:

• Plan and execute monthly and quarterly close activities including journal entries, balance sheet reconciliations, variance analysis, and internal management reporting.

• Own end-to-end accounting processes within corporate accounting (ie AP, fixed assets, lease accounting, etc)

• Partner with local service providers to ensure compliance with statutory filing requirements and regulatory deadlines.

• Work closely with tax consultants to support direct and indirect tax filings including TDS, GST, and transfer pricing compliance.

• Ensure all legal entity accounting complies with local GAAP and global policies through collaboration with Tax, Treasury, Strategic Planning & Procurement (SPP), and other cross-functional teams.

• Maintain awareness of updates to financial regulations and assess impact on financial reporting obligations.

• Partner with the US team to support various accounting functions across legal entities including invoice processing and coding, as well as intercompany transactions to ensure accurate consolidation and reporting.

• Ad hoc projects supporting accounting and finance/cash/treasury, etc. in accordance with applicable GAAP.

• Collaborate with engineering and systems teams to enhance the functionality of financial tools and ERP system (NetSuite, Numeric, Ramp, Kyriba).

• Develop, document, and maintain up-to-date SOPs and accounting policies to ensure audit readiness and consistency.

• Support coordination with external auditors and support all phases of annual statutory audi

You bring:

• Chartered Accountant (CA) or MBA in Finance; ACCA or semi-qualified CA with strong relevant experience may be considered.

• 6+ years of relevant experience in accounting, audit, or controllership roles—preferably in fintech, payments, neobanking, or tech-driven financial services.

• In-depth understanding of Indian GAAP; exposure to US GAAP is strongly preferred.

• Experience with ERP systems such as NetSuite, SAP, Oracle.

• Proven track record in monthly close, statutory audits, financial reporting, and tax/regulatory compliance.

• Strong analytical and problem-solving skills, with a “roll up your sleeves” mentality.

• Ability to thrive in a fast-paced, regulated, and high-growth environment.

• Passion for finance infrastructure, automation, and innovation.

• Excellent communication skills and experience working cross-functionally across time zones and cultures.

• A mindset that prioritizes ownership, transparency, and continuous improvement.

What We Offer

• Competitive salary, stock options, and benefits from Day 1

• Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs

• Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)

• Monthly transport and work-from-home allowances

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.